Pennywise Path

About

Pennywise Path is a finance blog that helps readers move from debt and financial struggle to confident money management and long-term wealth. It’s about more than just getting out of the minus — it’s a journey toward clarity, control, and lasting freedom.

Navigation

Home

Disclaimer

The information provided on this website is for educational and informational purposes only. It does not constitute financial, investment, or legal advice. I am not a financial advisor, and the content shared here is based on personal experience and general knowledge. You should always do your own research and speak with a qualified professional before making any financial decisions. The use of any information from this site is solely at your own risk.

Introduction

From Overwhelmed to In Control: My Journey Out of Debt

I’m not a financial advisor. I’m not a guru. I’m just someone who, not long ago, was drowning in debt — the kind that keeps you up at night, dodging phone calls and feeling like there’s no way out.

At one point, I owed multiple credit cards, personal loans, and lived paycheck to paycheck. I tried ignoring it, hoping it would somehow sort itself. It didn’t.

But what did help was taking it one step at a time.

Why did I create this blog?

I didn’t need expert advice from a millionaire.
I needed real solutions from real people — simple steps, small wins, and the courage to face the numbers.

If you’re trying to fix your finances and feel overwhelmed, you’re not alone. This space is for you — to feel seen, encouraged, and supported.

This isn’t about shaming anyone. It’s about honesty, real solutions, and proven strategies for everyday people who want to regain control over their money.

I’ll walk you through everything I’ve learned — from understanding debt, choosing the right payoff method (snowball vs avalanche), rebuilding a budget, to eventually starting to save and invest.

This blog is a journey — not a finished product. I’ll share what works, what fails, and how I keep going even when things get tough. If you’re tired of advice from people who’ve never been in your shoes, you’re in the right place.

Let’s walk out of this — together.

Why not?

Get Started here at my latest post